![]() ![]() A higher credit score may qualify you for lower interest rates. Your credit score is crucial in determining your mortgage rate. Improve Your Credit Score to Secure Better Houston Mortgage Rates This will help you identify the best mortgage product that aligns with your financial needs and preferences. In comparison, longer loan terms have higher interest rates but lower monthly payments.Ĭompare rates, fees, and terms from multiple loan products from reputable lenders like Silver Mortgage. Typically, shorter loan terms come with lower interest rates but higher monthly payments. This will help you choose the correct loan term for your financial goals. ![]()
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